[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tsna.cz\/reseni-vazne-zivotni-situace-oddluzenim\/#Article","mainEntityOfPage":"https:\/\/www.tsna.cz\/reseni-vazne-zivotni-situace-oddluzenim\/","headline":"\u0158e\u0161en\u00ed v\u00e1\u017en\u00e9 \u017eivotn\u00ed situace oddlu\u017een\u00edm","name":"\u0158e\u0161en\u00ed v\u00e1\u017en\u00e9 \u017eivotn\u00ed situace oddlu\u017een\u00edm","description":"Hodn\u011b lid\u00ed je v situaci, kdy jsou dlu\u017en\u00edky, a i kdy\u017e se sna\u017e\u00ed spl\u00e1cet, tak nejsou schopni ani b\u011bhem mnoha let sv\u00e9 ve\u0161ker\u00e9 dluhy splatit. A samoz\u0159ejm\u011b, \u017ee dluhy b\u011bhem t\u00e9 doby rostou. Tak\u00e9 mnoho lid\u00ed ztr\u00e1c\u00ed pot\u0159ebnou motivaci k vykon\u00e1v\u00e1n\u00ed leg\u00e1ln\u00edho zam\u011bstn\u00e1n\u00ed. Nemohou nal\u00e9zt ani cestu k domluv\u011b s v\u011b\u0159iteli. A pr\u00e1v\u011b tehdy doch\u00e1z\u00ed […]","datePublished":"2019-09-10","dateModified":"2019-09-10","author":{"@type":"Person","@id":"https:\/\/www.tsna.cz\/author\/#Person","name":"","url":"https:\/\/www.tsna.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tsna.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tsna.cz\/wp-content\/uploads\/img_a363589_w2295_t1576165942.jpg","url":"https:\/\/www.tsna.cz\/wp-content\/uploads\/img_a363589_w2295_t1576165942.jpg","height":0,"width":0},"url":"https:\/\/www.tsna.cz\/reseni-vazne-zivotni-situace-oddluzenim\/","about":["Web"],"wordCount":438,"articleBody":"   Hodn\u011b lid\u00ed je v situaci, kdy jsou dlu\u017en\u00edky, a i kdy\u017e se sna\u017e\u00ed spl\u00e1cet, tak nejsou schopni ani b\u011bhem mnoha let sv\u00e9 ve\u0161ker\u00e9 dluhy splatit. A samoz\u0159ejm\u011b, \u017ee dluhy b\u011bhem t\u00e9 doby rostou. Tak\u00e9 mnoho lid\u00ed ztr\u00e1c\u00ed pot\u0159ebnou motivaci k vykon\u00e1v\u00e1n\u00ed leg\u00e1ln\u00edho zam\u011bstn\u00e1n\u00ed. Nemohou nal\u00e9zt ani cestu k domluv\u011b s v\u011b\u0159iteli. A pr\u00e1v\u011b tehdy doch\u00e1z\u00ed k situaci, \u017ee dopl\u00e1c\u00ed nejen dlu\u017en\u00edk, ale tak\u00e9 i v\u011b\u0159itel\u00e9. A tady se nab\u00edz\u00ed pomoc, a to \u0161ance na oddlu\u017een\u00ed. Pojem oddlu\u017een\u00ed se d\u00e1 vysv\u011btlit, \u017ee dojde k zastaven\u00ed r\u016fstu dluh\u016f a spl\u00e1tky dlu\u017en\u00edka budou spravedliv\u011b rozd\u011blen\u00e9 mezi v\u0161echny p\u0159ihl\u00e1\u0161en\u00e9 v\u011b\u0159itele. Jedn\u00e1 se tedy o institut oddlu\u017een\u00ed, kter\u00fd p\u0159in\u00e1\u0161\u00ed \u0161anci pro dlu\u017en\u00edky. Ale pozor. Jedn\u00e1 se o ty dlu\u017en\u00edky, kte\u0159\u00ed svou situaci nemohou zvl\u00e1dnout vlastn\u00edmi silami, ale maj\u00ed velkou snahu sv\u00e9 dluhy spl\u00e1cet.Jak na to?Dlu\u017en\u00edk by m\u011bl vyhledat bezplatnou pomoc dluhov\u00e9 poradny, nebo i ob\u010dansk\u00e9 poradny. Tito odborn\u00edci pomohou jednak se zmapov\u00e1n\u00edm v\u0161ech dluh\u016f, ale i s tvorbou rodinn\u00e9ho rozpo\u010dtu. Ten vych\u00e1z\u00ed ze v\u0161ech \u010dist\u00fdch p\u0159\u00edjm\u016f, jako jsou mzda, p\u0159\u00edjmy z brig\u00e1d, soci\u00e1ln\u00ed d\u00e1vky a naopak, shrne v\u0161echny m\u011bs\u00ed\u010dn\u00ed v\u00fddaje. To znamen\u00e1 pen\u00edze za n\u00e1jem, slu\u017eby, \u0161koln\u00e9, oble\u010den\u00ed. A nakonec odborn\u00edci pom\u016f\u017eou i s pod\u00e1n\u00edm n\u00e1vrhu na oddlu\u017een\u00ed, kter\u00fd se pod\u00e1v\u00e1 na p\u0159edepsan\u00e9m formul\u00e1\u0159i. M\u00edstem jeho pod\u00e1n\u00ed je krajsk\u00fd soud podle m\u00edsta bydli\u0161t\u011b dlu\u017en\u00edka. Podpis na formul\u00e1\u0159i mus\u00ed b\u00fdt ov\u011b\u0159en a sou\u010d\u00e1st\u00ed jsou tak\u00e9 p\u0159\u00edlohy. K t\u011bm nap\u0159\u00edklad pat\u0159\u00ed V\u00fdpis z rejst\u0159\u00edku trest\u016f, ten nesm\u00ed b\u00fdt star\u0161\u00ed t\u0159\u00ed m\u011bs\u00edc\u016f. Dal\u0161\u00edmi p\u0159\u00edlohami jsou doklady o p\u0159\u00edjmech osoby dlu\u017en\u00edka, proto\u017ee v n\u00e1vrhu oddlu\u017een\u00ed mus\u00ed b\u00fdt dolo\u017eeno, \u017ee dlu\u017en\u00edk m\u00e1 p\u0159\u00edjem, ze kter\u00e9ho bude sv\u00e9 oddlu\u017een\u00ed plnit. Dokl\u00e1d\u00e1 se tedy pracovn\u00ed smlouva, kter\u00e1 by m\u011bla b\u00fdt ide\u00e1ln\u011b na dobu neur\u010ditou. D\u016fle\u017eit\u00e9 je tak\u00e9 p\u0159edlo\u017eit dokumenty od v\u0161ech dluh\u016f, pokud ji\u017e byly dluhy \u017ealov\u00e1ny, dlu\u017en\u00edk dolo\u017e\u00ed rozsudek, pop\u0159\u00edpad\u011b usnesen\u00ed o soudem na\u0159\u00edzen\u00e9 exekuci a tak\u00e9 p\u0159edlo\u017e\u00ed aktu\u00e1ln\u00ed v\u00fd\u0161i dlu\u017en\u00e9 \u010d\u00e1stky.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0158e\u0161en\u00ed v\u00e1\u017en\u00e9 \u017eivotn\u00ed situace oddlu\u017een\u00edm","item":"https:\/\/www.tsna.cz\/reseni-vazne-zivotni-situace-oddluzenim\/#breadcrumbitem"}]}]